Terms of Service
1. The agreement
These terms govern the MarksFxAcademy website and app, SniperJournal, the memberships, the community spaces we run (Telegram, Discord, Zoom), 1-on-1 sessions and copy trading (together, the "Services"). By creating an account or buying anything, you agree to these terms, the Refund, Chargeback & Risk Policy, the Risk Disclosure and the Privacy Policy. Where a checkout or an in-app agreement asks you to accept specific terms (for example the Copy Trading Agreement), those apply as well.
2. Who can use the Services
You must be at least 18 and able to enter a binding contract. You are responsible for making sure that using the Services and trading the products discussed is legal where you live. We do not offer the Services to residents of countries subject to US sanctions.
3. Education only
Everything we provide is education. It is not financial, investment, tax or legal advice, it is not personalised to you, and nothing we say is a recommendation to buy or sell anything. We are not a registered investment adviser or broker. You make your own decisions and bear your own results. Read the Risk Disclosure; it is part of these terms.
4. Your account
- Keep your login private. One account per person; logins may not be shared.
- Give us accurate details and keep them current — we use them for receipts, access and support.
- We will never ask for your broker password. Broker connections you add to SniperJournal use your own credentials, encrypted at rest, and you can remove them at any time.
5. Memberships, billing and cancelling
- Monthly memberships renew automatically until you cancel. Cancel any time from Settings → Billing; access continues to the end of the paid period and nothing further is charged.
- Lifetime VIP is a one-time purchase, or 6 or 12 monthly payments. On a payment plan, access starts with the first payment and becomes permanent after the last; a missed payment pauses access until it is paid.
- Copy Trading is billed through Social Trader Tools under its own checkout, after you sign the Copy Trading Agreement in the app.
- Prices are in US dollars and may change; a change never applies to a period you have already paid for.
- All sales are final and chargebacks terminate the account. The full wording is in the Refund, Chargeback & Risk Policy, which you accept at checkout.
6. Community rules
Be useful and be decent. In any community space or review you may not harass or threaten anyone, post profit claims or income figures, spam, advertise, share other people's personal data, or impersonate Mark or staff. Live classes and sessions may be recorded. We may remove content and members who break these rules.
7. Our content
Courses, lessons, recordings, documents, software and branding belong to MarksFxAcademy LLC or our licensors. Your membership gives you a personal, non-transferable licence to use them for your own learning. You may not copy, redistribute, resell or publicly post them, use them to build a competing product, or use them to train AI systems. Short quotes with credit are fine. Trade ideas and recordings may be late, incomplete or wrong, and we may change or cancel sessions.
8. Referrals and affiliates
If you take part in the referral program you must disclose the relationship wherever you share your link, follow FTC guidance, and never make income or profit claims. Commissions are paid only on real, non-refunded, non-disputed payments.
9. Third-party services
We rely on others to run parts of the Services — Stripe (payments), Resend (email), Telegram, Discord, Zoom, Social Trader Tools, MetaApi and TradeLocker (broker connections), Vercel (hosting). Their terms apply to your use of them. We do not control brokers, prop firms or exchanges and are not responsible for them.
10. Termination
You can close your account at any time by emailing us. We may suspend or terminate your access if you break these terms, the community rules or the chargeback policy, or if required by law. Sections 3, 5, 7, 11, 12 and 13 survive termination.
11. No warranties
The Services are provided "as is" and "as available". We do not promise they will be uninterrupted, error-free or fit for any particular purpose, and we do not promise any trading result.
12. Limitation of liability
To the fullest extent the law allows, MarksFxAcademy LLC and Mark Bechara are not liable for trading losses or for any indirect, incidental, special or consequential damages arising from the Services. Our total liability for any claim is limited to the greater of the amount you paid us in the 12 months before the claim or US $100. Some jurisdictions do not allow some of these limits; where that is the case, they apply only as far as permitted.
13. Indemnity
You agree to cover losses and reasonable legal costs we incur because of your trading, your breach of these terms, content you post, or your promotion of the Services.
14. Governing law and disputes
These terms are governed by the laws of the State of Colorado, USA, without regard to conflict-of-law rules, and disputes are heard in the state or federal courts located in Colorado. If you live in the EU or UK, you keep any consumer protections that cannot be waived. Before filing a claim, email us and give us 30 days to resolve it.
15. Changes
We may update these terms; the date above changes when we do, and we notify members of significant changes in the app or by email. Continuing to use the Services after a change means you accept it.
16. Contact
Reply to any email from us, or write to MarksFxAcademy LLC, 7872 Guinness Way, Colorado Springs, CO 80951, USA.